Top 20 Loan Apps That Doesn’t Require Selfie in Nigeria 2024
In Nigeria, the demand for quick and accessible loans has led to the rise of various loan apps. While many of these apps require a selfie for verification, there are several that do not. Here are the top 20 loan apps that don’t require a selfie in Nigeria for 2024:
Top 17 Loan Apps That Doesn’t Require Selfie in Nigeria 2024
1. CarrotPay Loan App
CarrotPay is a popular loan app that offers quick loans without requiring a selfie. It is known for its user-friendly interface and fast approval process. CarrotPay provides loans ranging from NGN 5,000 to NGN 100,000 with flexible repayment terms.
The app ensures that users can apply for loans seamlessly without the need for any biometric verification, making it highly convenient for those who prefer not to share their photos.
Additionally, CarrotPay has a straightforward repayment structure, allowing borrowers to repay their loans in manageable installments over the agreed period.
2. JumiaOne Loan App
JumiaOne is another loan app that amongst the list of loan apps that doesn’t require selfie in Nigeria for verification.
It offers loans for personal and business needs, with loan amounts starting from NGN 5,000.
The app is known for its easy application process and quick disbursement.
JumiaOne integrates multiple financial services within its platform, making it a versatile tool for managing various financial transactions.
Users can also benefit from the app’s rewards and cashback offers, which can help offset the cost of borrowing.
3. Okash Loan App
Okash is a well-known loan app in Nigeria that provides loans without requiring a selfie. It offers loans with interest rates ranging from 3% to 15% per month.
Okash is popular for its quick approval process and easy repayment options.
The app uses alternative data to assess the creditworthiness of borrowers, ensuring that even those with limited credit history can access loans.
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Okash also provides a seamless user experience with its intuitive interface and prompt customer support.
4. Aella Loan App
Aella Loan App is a reliable option for those looking for loans without a selfie requirement.
It offers loans for personal and business purposes, with loan amounts ranging from NGN 5,000 to NGN 500,000.
Aella Loan App is known for its transparent terms and conditions.
The app uses advanced algorithms to assess the risk profile of borrowers, ensuring that loan approvals are based on accurate and comprehensive data.
Borrowers can also benefit from the app’s flexible repayment options, which cater to different financial needs.
5. Eyowo Loan App
Eyowo is a loan app that doesn’t require a selfie for verification. It offers loans with flexible repayment terms and interest rates starting from 2% per month.
Eyowo is popular for its user-friendly interface and quick loan approval process.
The app emphasizes customer security and data privacy, ensuring that users’ personal information is protected. Eyowo also provides additional financial services, such as money transfers and bill payments, making it a comprehensive financial solution.
6. ALAT Loan App
ALAT by Wema Bank is a loan app that provides loans without requiring a selfie.
It offers personal loans with loan amounts ranging from NGN 5,000 to NGN 500,000.
ALAT is known for its secure transactions and reliable customer support.
The app integrates seamlessly with users’ existing bank accounts, providing a hassle-free borrowing experience.
ALAT also offers competitive interest rates and flexible repayment plans, ensuring that borrowers can manage their loans effectively.
7. Carbon (Paylater) App
Carbon, formerly known as Paylater, is a popular loan app that doesn’t require a selfie for verification.
It offers loans with interest rates starting from 2% per month and loan amounts ranging from NGN 5,000 to NGN 500,000.
Carbon is known for its quick approval process and easy repayment options.
The app uses a combination of data analytics and machine learning to assess borrowers’ creditworthiness, ensuring that loan approvals are fair and efficient.
Carbon also offers additional financial services, such as bill payments and savings, providing a holistic financial management solution.
8. Palmcredit Loan App
Palmcredit is a loan app that provides loans without requiring a selfie.
It offers loans with flexible repayment terms and interest rates starting from 2% per month. Palmcredit is popular for its user-friendly interface and quick loan approval process.
The app focuses on providing accessible credit to underserved populations, ensuring that even those with limited financial history can access loans.
Palmcredit also offers rewards and incentives for timely repayments, encouraging borrowers to maintain good credit behavior.
9. Branch Loan App
Branch is a well-known loan app in Nigeria that doesn’t require a selfie for verification.
It offers loans with interest rates starting from 2% per month and loan amounts ranging from NGN 5,000 to NGN 500,000. Branch is known for its quick approval process and easy repayment options.
The app leverages mobile technology to reach borrowers in remote areas, providing financial inclusion to underserved communities.
Branch also offers a user-friendly interface and transparent loan terms, ensuring a smooth borrowing experience.
10. Fairmoney Loan App
Fairmoney is a reliable loan app that provides loans without requiring a selfie. It offers loans with flexible repayment terms and interest rates starting from 2% per month. Fairmoney is popular for its user-friendly interface and quick loan approval process.
The app uses advanced algorithms to assess borrowers’ creditworthiness, ensuring fair and accurate loan approvals.
Fairmoney also offers additional financial services, such as bill payments and airtime purchases, making it a versatile financial management tool.
11. QuickCheck Loan App
QuickCheck is a loan app that provides loans without requiring a selfie. It offers loans with flexible repayment terms and interest rates starting from 2% per month.
QuickCheck is popular for its user-friendly interface and quick loan approval process.
The app’s straightforward application process allows users to access funds promptly, without the need for a selfie.
QuickCheck’s commitment to user convenience is reflected in its efficient processing and secure platform. Borrowers can confidently apply for loans, knowing that their personal and financial information is protected.
12. Renmoney Loan App
Renmoney is a well-known loan app in Nigeria that doesn’t require a selfie for verification.
It offers loans with interest rates starting from 2% per month and loan amounts ranging from NGN 5,000 to NGN 500,000. Renmoney is known for its quick approval process and easy repayment options.
The app’s no-selfie requirement simplifies the loan application process, allowing users to quickly obtain the funds they need.
Renmoney’s user-friendly interface and secure platform make it a reliable choice for borrowers seeking convenience and efficiency. The app’s competitive interest rates and flexible repayment terms further enhance its appeal.
13. Irorun Loan App
Irorun is a loan app that provides loans without requiring a selfie. It offers loans with flexible repayment terms and interest rates starting from 2% per month.
Irorun is popular for its user-friendly interface and quick loan approval process. The app’s straightforward application process allows users to access funds promptly, without the need for a selfie.
Irorun’s commitment to user convenience is reflected in its efficient processing and secure platform. Borrowers can confidently apply for loans, knowing that their personal and financial information is protected.
14. Money in Minutes Loan App
Money in Minutes is a loan app that doesn’t require a selfie for verification. It offers loans with flexible repayment terms and interest rates starting from 2% per month.
Money in Minutes is popular for its user-friendly interface and quick loan approval process.
The app’s straightforward application process allows users to access funds promptly, without the need for a selfie.
Money in Minutes’ commitment to user convenience is reflected in its efficient processing and secure platform. Borrowers can confidently apply for loans, knowing that their personal and financial information is protected
15. Kuda Bank
Kuda Bank is a digital bank that offers loans without requiring a selfie. It provides personal loans with loan amounts ranging from NGN 5,000 to NGN 500,000. Kuda Bank is known for its secure transactions and reliable customer support.
The app integrates seamlessly with users’ existing bank accounts, providing a hassle-free borrowing experience.
Kuda Bank also offers competitive interest rates and flexible repayment plans, ensuring that borrowers can manage their loans effectively.
16. Flutterwave
Flutterwave is a financial technology company that offers loans without requiring a selfie. It provides loans with flexible repayment terms and interest rates starting from 2% per month.
Flutterwave is popular for its user-friendly interface and quick loan approval process.
The app uses advanced algorithms to assess borrowers’ creditworthiness, ensuring fair and accurate loan approvals.
Flutterwave also offers additional financial services, such as money transfers and bill payments, making it a comprehensive financial solution.
17. Paga
Paga is a digital payment platform that offers loans without requiring a selfie. It provides loans with flexible repayment terms and interest rates starting from 2% per month.
Paga is known for its user-friendly interface and quick loan approval process.
The app emphasizes customer security and data privacy, ensuring that users’ personal information is protected.
Paga also provides additional financial services, such as money transfers and bill payments, making it a versatile financial management tool.